Storm Damage Claims: What You Need to Know

Living in areas prone to severe storms and hurricanes, homeowners face the threat of significant damage each year. When these powerful storms strike, they can leave behind a path of destruction, including roof damage, siding damage, broken windows, flooded basements, and more. If your home or property suffers storm damage, you’ll need to file an insurance claim – but the process isn’t always straightforward. The experienced storm damage claims lawyers can guide you through every step.

Documenting Storm Damage for Your Insurance Claim

As soon as it is safe, thoroughly document all damage by taking photos and videos from multiple angles. This visual evidence is critical for your storm damage claim. Be sure to capture any exterior damage like missing shingles, siding holes, broken windows and water intrusion. Also document any interior damage like ceiling leaks, flooded floors, structural issues and more.

Report the Claim Quickly

Time is of the essence after a storm, so report your claim to your insurance provider right away. Many insurers have short windows to file a claim after a storm event. When you first report the damage, get the claim number and instructions from your insurer on how to proceed.

Preventing Further Damage

Take reasonable steps to prevent any additional damage after the storm passes. This may involve tarping over roof damage, boarding up windows, extracting water and more. Keep all receipts, as temporary repairs may be reimbursable.

The Insurance Adjuster Inspection

Your insurance company will send an adjuster to inspect the damage in person. Don’t be alone for this key meeting – an attorney can attend to ensure nothing is missed or undervalued.

Negotiating Your Storm Damage Settlement

If you disagree with the amount of your settlement offered by your insurance company, you have a right to dispute it. An attorney can negotiate on your behalf to maximize your storm damage claim payout.

Don’t Go It Alone – Hire Payne Law for Storm Damage Claims in Orlando

Have you experienced storm damage to your home or business in the Orlando area? Don’t try to handle the complex claims process alone. Call the Payne Law First Property Dispute lawyers today at (407) 915-5447 or contact them online to schedule a free consultation with their expert storm damage claims lawyers. They have over 25 years assisting homeowners through every stage of the claims process and will fight to get you the full amount you deserve.