How Insurance Delays Could Be Costing You Thousands

When homeowners file a claim for storm, fire, or structural damage, they expect a quick and fair response from their insurance company. However, insurers often drag out the claims process, leaving homeowners waiting for months. Delays can lead to higher repair costs and serious financial hardship.

Why Do Insurance Companies Delay Claims?

• They hope you’ll accept a lower payout – The longer you wait, the more desperate you may become.
• They want to avoid large payouts – By delaying, insurers reduce the number of successful claims they pay.
• They claim additional paperwork is needed – Repeated requests for inspections, documentation, and proof of loss are common delay tactics.

How Claim Delays Can Cost Homeowners Thousands

1. Further property damage – A small roof leak can lead to extensive interior damage if left unrepaired.
2. Out-of-pocket expenses – Temporary housing, emergency repairs, and lost income add up quickly.
3. Missed claim deadlines – Homeowners may unknowingly lose their right to compensation due to insurer stalling tactics.

What Can You Do?

• Follow up frequently and document all correspondence.
• Seek legal help if your insurer is unresponsive or unreasonable.
• Don’t accept a low settlement out of frustration—you deserve full compensation.

If your property insurance claim is delayed, Payne Law can help. Contact us today for a free case review.