About Us


Caleb Payne is a native Floridian who was introduced into the business of construction and renovations in the mid 90's.  In his early teens, Caleb worked for his uncle, Howard Chezar, a fine home builder and general contractor based in New York City and the Berkshires.  During the summers, Caleb commuted from Bayside, Queens to Manhattan, and elsewhere, working on renovation and construction projects.  During undergraduate study at Florida State, Caleb worked for Anderson Construction, building seawalls in the St. Marks area.  In 2012, during law school, Caleb began an internship at Cohen Law Group (then Cohen Battisti) and became a full time attorney for the firm in 2014, focusing on first party disputes.  He has successfully resolved several hundred property damage claims, and recovered tens of millions of dollars for his clients, before starting his own firm, Payne Law, PLLC, in 2019. 

Nicole Payne is an Orlando native with strong ties to Central Florida. Nicole joins Payne Law's team of First Party attorneys, while bringing an added — and much-needed [within the community] — specialization to the firm: Immigration Law representation.

Nicole, who has been practicing law in Orlando and its surrounding regions since 2014, serves clients whose legal needs include immigration, homeowner insurance claims, business formation, contract drafting, and personal injury. 

While running her own law firm, Nicole built a practice providing client-focused, personalized service with a high success rate involving complex legal issues. She began practicing law with the Eighteenth Judicial Circuit Court of Florida as a private registry attorney for dependency cases, termination of parental rights trials, and juvenile delinquency. She was also the judicial assistant to Honorable Linda D. Schoonover, Circuit Judge in Seminole County. Nicole also interned in the Orange County Office of the Public Defender, as well as other law firms. Nicole earned her juris doctor from Florida A&M University College of Law in 2013, and her bachelor of arts in business management and entrepreneurship from the University of Central Florida in 2010. She resides in Orlando with her husband Caleb and son Ari.   

Let me help resolve your case!

Why us?

Florida consumers are protected by Florida Statute 627.428, which ensures that if a judgment is obtained against a carrier on a property dispute, the carrier must pay for the Insured's attorney's fees.  That means if we take your property damage case and file suit, you pay nothing up front, we don't get paid until you do, and the attorney fee is separate from your award.


Call today!

Do you have an insurance claim?  Does the carrier not want to pay what you think they owe?  Are they giving you the run around?  Let us help you figure out the next step. Insurance carriers, often times, are in the business of denying claims.  Call us for advise from someone who has handled hundreds of property damage disputes.  

Contact Us

Message us on WhatsApp

Payne Law, PLLC

390 North Orange Avenue, Suite 2300 Orlando, Florida 32801, United States

407-698-3475 info@thepaynelaw.com



By Appointment